All it takes is one single solitary check , bank statement or charge card bill receipt or statement out in open for a quick snatch , or laying in wait for the paper shredder and your villain is off to the races – to rip you off. Only use electronic e-banking , e-commerce and online financial statements and billings and think you are immune. Think of all the paper trails you leave behind when you print out these documents easy for convenient reading, comparison and tallying or for your personal financial recording or simply just for tracking orders that you have completed online.
Its all very simple , if not mundane to follow simple steps and procedures . which can simply afford you identity theft protection. Smokey the bear prevents forest fires . You should prevent personal financial crisis through identity theft prevention . After all it is you – the victim, who will suffer the penalties to your reputation and pocketbook. The punishments afforded to these criminals are fairly lax as the courts find it a most difficult crime to completely document in full. Criminals know this and stalk their financial prey almost with impunity. Never mind that they are halfway around the world , in a completely foreign legal jurisdiction.
While personal or corporate business checks , records and deposit slips cost “good money ” these days. and while you may be a hard working. thrifty individual resist the temptation to simply correct and initial mistakes you have made while completing these payment forms and records. Shred that financial or business form fully and completely. Then rewrite the financial instrument or record from scratch.
Write your cheques in “real ink” not the erasable ink that allows for the easiest replacement of your legal signature. Checks and legal documents , that are carelessly signed with a pen handy at the time containing this erasable ink can have their signature as well as other supporting legal documentation erased and changed many many days later in time. One careless , lazy step can cost you exceptionally great time , expense and wasted efforts later.
Its obvious that you should keep your checkbook and cheque records safely away from obvious site and prying eyes. Your life can be changed for the worse by one single check quickly torn off in a flash, by what you might consider even a good friend. In the same fashion keep your store and records of canceled checks and account statements in a safe and private place. If you feel that at some point in time that these banking and commercial logs , certificates and records are of no value to you ” then in a manner similar to the destruction of your other private records have them safely and confidentially destroyed.
Its most simple. When it comes to time to protecting yourself and your family against personal attacks by those who would commit this crime of identity theft against you as well as those you love take take to prevent financial disaster rather than having to call in the fire fighting police , legal and crisis authorities.
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