Your Retirement Plan. Step #2

Does your 401 (k) looks like 201 (k)? (joke)

Now you already have an account with a broker firm which is at least $ 100.
At first, let’s look up into What-If scenarios:

If:
Periodic payment: $100.00;
Payment frequency: monthly;
Investment duration: 35 years;
The annual return on investment: 10%;
Your results: $342,589.35.

Poorly…

If:
Periodic payment: $200.00;
Payment frequency: monthly;
Investment duration of 40 years;
The annual return on investment: 10%;
Your results: $ 1,118,921.48.

Cool!

It is obvious that the larger the amount you regularly invest, the greater will be the sum in the end of the period.
How will we behave? As I already mentioned we are looking for liquid and reasonably low price stocks. Our understanding is that low shares’ prices are after falling or being in a horizontal trend and begins to rise.
It may take months that we won’t buy the share because it is falling in the market. In this case, the amount of unused money is transferred to the next month.
Hold investments as long as possible. Reinvest dividends. Do not pay attention on short-term market fluctuations. In the long run they do not make any sense.
So now you are making your money to work for you. There is no guarantee that the market will go up first day, first month. But with our strategy you should be able to manage your Retirement portfolio without a big effort.

Step#2

So now we are looking for and choosing interesting stocks. We do not know which one will begin rise first or which will begin to rise constantly so we place a few buy-stop orders:

ZTR – at $3.98. Stop loss – at $3.78:
ZLC – at $3.56. Stop loss – at $2.55:
VG – at $1.70. Stop loss – at $1.57:
SAY – at $5.74., Stop loss – at $5.12:
HIS – at $2.15. Stop loss – at $1.97:
CSE – at $6.33. Stop loss – at $5.48:
CPST – at $1.30. Stop loss – at $1.20:
CMZ – at $1.03. Stop loss – at $0.91:

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